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What is Business Advantage Gold?
Business Advantage Gold is a national membership based organisation specifically geared to the needs of small businesses. We offer our members access to, and discounts on, products and services that are used in the course of conducting business. These benefits are specifically designed to help small businesses start, operate, manage, and grow their organizations at cost rates typically reserved for larger companies with greater buying power through independent benefit provider companies. Benefits include: travel, business and medical insurance, office products, computer equipment and software, furniture, wireless and long distance, electronic check recovery, merchant accounts, and over 100 additional benefits.

What is the advantage of joining the Business Advantage Gold?
As a member of Business Advantage Gold we’re offering you the opportunity to join the thousands of members nationwide in reducing your day-to-day operating expenses immediately and gaining access to products and services at rates typically reserved for large companies.

How much does it cost to join?
Business Advantage Gold will charge your account of record a one time processing fee of only ninety-nine dollars (US) and entitles you to your benefits, including your $6,500 Credit-line, immediately. Upon completion the 30 day guaranteed money back portion of your membership, should you choose to continue your membership uninterrupted and have access to all the business tools and credit options available, your monthly maintenance fee of just $29.95 will be billed to your account of record and you can cancel at any time to stop the monthly fees simply by calling three business days before the upcoming month.

Merchant Accounts
Through special partnerships with many merchant account providers, our members can now accept credit cards, ATM/debit cards and checks in one simple, cost-effective package. Members can access a wide array of products and services you won’t find with other providers, including a check guarantee program and an internet commerce enabling and processing program. Benefits include: A 98% acceptance rate – virtually every member will be approved, dedicated 24-hour, toll-free customer service in multiple languages, Special Internet processing rates and services. Member rates as low as 1.64%

What are your hours?
Member Services hours of operation are 8:00 AM to 5:00 PM Pacific Time (PT) Monday through Friday. The toll free number is 1-877-532-2800

How do I get a refund?
We offer a 100% satisfaction guarantee. If for any reason you are unhappy with our services, simply return your Membership Kit to our Processing Center for a full refund. Send your kit to;

Business Advantage Gold Processing Center
501 W Broadway Plaza A
#321
San Diego, CA 92101

You will be credited the prorated balance of your membership if after the 30 day return period. Example: If they cancelled with 10 months left on their membership, they would only be eligible for 10 months X $19.95 per month or $199.50. If eligible for a full refund, then they are to receive $298.50 ($99 enrollment fee plus $199.50 the yearly dues)

When will I get my refund?
Refunds are sent up to 30-days from the time of cancellation and are generally processed on Fridays, with checks being mailed first class on that day.

Paper checks are sent as refunds
Sending paper checks provides us with hard copy indicating that in fact the check was cashed. It is the best way for us to track the transaction.

How did you get my number?
You responed to us from our online applicaiton or US mail piece and identified yourself as a business providing to us your contact information.

6,500Line of Credit
The $6,500 line of credit being offered by two of our benefit providers. $3,500 for Travel and $3,000 for computer hardware, software and peripherals, as well as office furniture. Both credit lines are interest free. No credit checks. The 6,500 credit line is a motivation to get members to use the travel and electronics services. Please keep in mind that as an Business Advantage Gold member, both providers are waiving their $89 per year membership fee that is a $178 value.

Travel Credit
The travel line of credit is for $3,000 and is offered by Players Vacation Club a sister company of Business Advantage Gold.. Travel can be booked interest free through their agency. They have a number of prepackaged vacations you can take advantage of using your line of credit. To use the program you simply select the trip you want to take, make a deposit and then pay the balance over time. Your monthly payment is then electronically deducted from your checking account. Once you send in your activation certificate, Players Vacation Club will send you a user name and password to access their web site. Simply fill out the certificate on the back of the insert and mail it to the address indicated.

Electronics and Computer Credit
The computer and electronics line of credit is for $3,500, interest free, and offered by My Computer Club a sister company of Business Advantage Gold. My Computer Club has a wide array of computer equipment, software and other electronics. To use the program you select the equipment you want to take, make a deposit and then pay the balance over time. Your monthly payment is then electronically deducted from your checking account. Once you send in your activation certificate, MyComputerClub.com will send you a user name and password to access their web site. The certificate is yellow. Simply fill out the certificate on the back as instructed on the insert and mail it to the address indicated.

 

If you have additional questions, please contact member services at 877-532-2800

 

 

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How do I order a new PC?

To order a new PC simply choose the computer system that you like from our member web site, fill out the order form, print it and mail it to us along with the deposit required. If you wish to change the configuration of one of our systems simply hand write the changes that you would like at the bottom of your order form. The adjusted deposit amount must be paid prior to shipping your new PC.

 

What kind of computer do I get?

MyComputerClub has partnered with CyberStar Computers to build our systems with only the best components. We sell AMD Athlon, and Intel processors, giving our systems the most power and memory available. This combined with Microsofts latest Windows operating system insures you receive the highest level of reliability available in a custom desktop computer. Our mail-in warranty for the term of your purchase agreement ensures your satisfaction is guaranteed. If an out of the box system is what your looking for we also offer many models from most of the top PC brands.

 

How long will it take to get my new computer?

Upon receiving your order form, we will send you (via Priority Mail) a purchase agreement outlining your monthly payments. It will be necessary to sign and return this agreement to us as soon as possible. Once we have received your signed agreement outlining your monthly payment plan and your full down payment. If sending a personal check we cannot ship your new PC until we have confirmation that your check has been paid. It will take about 3 to 4 business days to custom build your new PC.
Please allow another 2 to 10 days for UPS ground shipping depending on where you live. All PC's are assembled at our facility in California and will ship from there. *The 14 day shipping guarantee does not apply to any PC where upgrades are added thus requiring additional installation time. Any advertised bundled system may not be shipped in 14 days due to the number of devices needed. The 14 day guarantee is limited to business days only and can total up to 21 calendar days. My Computer Club is not liable for any damage to any product purchased incurred during shipping. All damage claims must be filed with the shipping company (UPS).

You may visit http://www.ups.com for detailed information about shipping time to your area. When adding upgrade components to your new computer order please allow up to an additional 10 days build time.

 

Does my new computer come with a warranty?

Yes, your warranty provides full service repair at our facilities on all parts that have failed due to manufacturer defect provided they have remained in tact as originally shipped. Please see the back of your purchase agreement for full details.

 

What software comes with my new computer?

Your new computer will come loaded with:

  • Microsoft Windows Operating System
  • *As part of your My Computer Club membership you may receive many different software offers via e-mail.
Can I change the configuration of my financed computer?

Yes, you may choose to configure your new PC using any of the accessories and peripherals shown on our web site; however this may increase the amount of deposit required. When adding upgraded components to your new computer order please allow up to an additional 7 days build time.

 

Can I finance more than one computer at a time?

First time purchasers may finance only one computer per household or business per term. If you have made a minimum of 6 consecutive monthly payments with no late payments, we will then consider your request to finance more than one computer at a time.

 

How do I make my monthly payments?

All monthly payments for financed products or services and membership fee’s will be automatically withdrawn from your checking account via ACH check draft. The aforementioned is the only method of payment for our services at this time as clearly defined in your purchase agreement.

 

How do I pay my initial deposit payment?

You're initial deposit can be paid by a personal check; however, you do have the option for faster delivery of your new PC (14 business days) if you provide us with a money order or cashiers check the initial deposit payment.

    The following payment methods are acceptable at this time:
  1. Personal Check
  2. Business Check
  3. Cashiers check or Money Order

 

 

Can I cancel my membership?

Yes, you may cancel your membership at any time provided you have not entered into a payment agreement for products or services with us. If you have entered into a purchase agreement with us you may not cancel your membership until you have satisfied the terms of the agreement. If you cancel your membership after 30 days from enrollment you will have your refund prorated based on the months that you have had access to your membership. To cancel your membership please visit the contact us area of the member web site for cancellation instructions or write us at:

BAG/Business Advantage Gold Cancellations
501 W. Broadway Plaza A
Suite 321
San Diego, CA 92101

 

Do you offer this program outside the US?

Unfortunately, we can only offer this program to US residence living within the continental United States at this time.

 

What is the total cost of membership?

The enrollment fee of $99.00 is charged immediately as indicated on the enrollment form. Then, after 30 days your membership maintenance fee of $19.95 a month paid one time annually will be charged automatically to your account of record. Your membership is effective for a period of twelve months following enrollment date under the annual membership plan.

 

Can I get cash advances on my credit?

No, your credit line may be used towards select products and services on our web site. Members who wish to apply for cash advances may apply for such through BAG affiliate partners based on past merchant account receivables. Terms for merchant advances may vary by affiliate and are not gauranteed by Business Advantage Gold.

 

How do I qualify for financing?

Everyone who meets the following guidelines will qualify for financing:

  • At least 18 years of age
  • Has as valid U.S. checking account
  • Is a U.S. resident
  • Have been at current job for at least 6 months
  • Have been at current residence for at least 6 months
  • Has a combined household income of at least $2,00.00 a month
  • Has joined BAG/Business Advantage Gold

* All members financing any product or service may be required to provide to our finance department the following documentation for Identity, Residence and Employment verification purposes only.

 

When can I begin travel arrangements?

Travel arrangements can begin as soon as you receive your membership identification number; however, your membership fees must be paid in full prior to your departure date. All requests must be received a minimum of a 45 days in advance for financed vacations.

 

How do I arrange my vacation plans?
  1. Select one of our exciting vacation options from our website or from your membership kit. Options include: Hotel & Air Packages, All-Inclusive, Resorts and Airfare, Cruises, and Land-Only Condo Resorts.
  2. Email us your travel request form, along with a check for the initial deposit amount required for the vacation that you prefer.
  3. The deposit amounts and pricing are listed on the web site or in your membership kit. Include supporting documentation for qualification of membership. Upon receipt of your request and the appropriate documentation, a travel
  4. Upon receipt of your request and the appropriate documentation, a Travel Coordinator will contact you to arrange your itinerary and payment plan upon receipt of your request.
  5. Travel request forms must be received by our travel coordinators no later than 45 days prior to your departure date.
Do I have to send a deposit with the travel request form?

Yes. The deposit is your down payment on your vacation. With daily fluctuations in the price of travel and airfare we ask for this deposit to secure your reservation and assist with securing your package at the lowest price possible and give us first choice on air times and accommodations.

 

How many people can travel using my travel credit line?

All financed vacation packages with airfare are pre-arranged for two people traveling together sharing the same airfare itinerary and accommodations. Additional travelers expenses, such as airfare and accommodations, must be paid in full 30 days prior to departure. Expenses associated with additional travelers cannot be financed as part of your credit line.

 

Can I finance just airfare, train tickets or bus tickets?

Unfortunately, we do not have any finance packages available for these requests.

 

Can I travel to any destination not listed on the website?

Our vacation packages are pre-arranged to specific and popular vacation destinations and cannot be changed. However, our Travel Coordinators add new and exciting destinations regularly to our website, and accept suggestions for new additions. You may submit a suggestion at any time to info@playersvacationclub.com.

 

Can I give a vacation away as a gift?

Yes. You the member would be responsible for the balance owed and monthly payments on this package. All documentation and contract would be signed approved and verified.

 

Do you offer financing large groups?

No. A limited number of itineraries are available for each departure day each year. Providing alternate travel dates will help you confirm your selected destination.